Travel Insurance for the over 50s & over 65s

Posted by Mike Frith on May 20, 2013 at 10:05am

I am aware that when people turn a certain age they either get excluded from some aspects of insurance or their premium soars. Has anyone got any advice about what to do about this or which insurance products are good value for this age group?

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  • Andrew Betts March 1, 2021 at 12:27pm

    Hi everyone. Can anybody recommend an insurer who won't charge me the earth to travel to East Africa now that I have heart disease and a couple of stents? With thanks and best wishes - Andrew.

     

    • Mike Frith > Andrew Betts March 1, 2021 at 12:35pm

      Hi Andrew. Have you tried these guys? https://oscar.org.uk/resources/allclear-travel-insurance

      AllClear Travel Insurance - OSCAR
      Your gateway to Christian jobs, mission opportunities, events, articles, advice and resources
    • Andrew Betts > Mike Frith March 1, 2021 at 1:08pm

      Thanks Mike, that's much appreciated. I just filled in the AllClear quotation form and it brought up some affordable, and not-so-affordable quotes. I don't quite understand the reason for the wide disparity but expect its down to the nature of the cover, and this will emerge from a couple of follow-up phone calls. Best wishes from Andrew.

  • Mike Frith November 1, 2013 at 10:23pm

    MissionTripInsurance.com have a new policy under Individual Short-Term Missionary Outreach Coverage (1-30 days) which has NO AGE LIMITS!! http://www.missiontripinsurance.com/individual-short-term.html

  • Mike Frith October 14, 2013 at 2:48pm

    This guide might be useful http://www.money.co.uk/article/1009872-7-top-tips-for-older-travell...

  • Frank Gray October 7, 2013 at 5:51pm

    At 66 I am not as old as Allan but believe that the insurance cover I get through my NW Advantage Gold account is good enough for what I need when I travel overseas. I think it now costs £15/month and also provides many side benefits apart from travel Insurance. I have not had to make any claims yet so have not had any chance to test it, but have enjoyed this backup without feeling the need for any other.

  • Mike Frith October 7, 2013 at 9:58am

    Just had a comment from another OSCAR User:

    'I am 81 (in mission for 39 years) and regularly use BUPA Travel Insurance. I have had a triple heart bypass and also have a pacemaker in addition to various other “problems”. The areas they will not insure me for are Canada-USA and the Caribbean. Last year I was in Brazil-no problem.'

  • Mike Frith September 27, 2013 at 12:01pm

    I had a brief discussion with one mission insurance provider. They say that they can insure up to age 75 (premiums are loaded more from aged 71, but the same health screening is applied for everyone under 71). Some companies may insure up to 85 but it’s rare.

  • Simon Hickman June 5, 2013 at 9:14am

    I think the best thing you can do is to shop around. 

    • Mike Frith > Simon Hickman June 5, 2013 at 11:56am

      Thanks Simon. Do you know of any good places to start shopping around for this age group?

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